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IMPORTANT DISCLAIMER: Please be aware that all calls with our company may be recorded or monitored for quality assurance and training purposes. Clients who successfully complete the program and settle their debts may achieve savings of 57% before program fees, or 27% after including program fees, over a 24-month period. These figures are based on enrolled debts, and not all debts qualify for enrollment. Due to various reasons, some clients may not complete the program, including the inability to save sufficient funds. All estimates are derived from previous results, which may vary depending on individual circumstances. We do not guarantee that your debts will be reduced by a specific amount or percentage, nor do we guarantee that you will be debt-free within a certain period. We do not assume your debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, legal advice, or credit repair services. Our services may not be available in all states. Please consult a tax professional to understand any tax implications of debt settlement and a bankruptcy attorney for more details on bankruptcy. It’s important to read and fully understand all program materials before enrolling, including the potential negative impact on your credit rating. The Company and its affiliates are not lenders, creditors, or debt collectors, and this is not a loan. Testimonials represent actual customer experiences and personal opinions, but may not reflect the experience of all clients with the Company or its affiliates.